Credit Officer II
Company: Bank of America
Location: Los Angeles
Posted on: April 1, 2026
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Job Description:
Job Description: At Bank of America, we are guided by a common
purpose to help make financial lives better through the power of
every connection. We do this by driving Responsible Growth and
delivering for our clients, teammates, communities and shareholders
every day. Being a Great Place to Work is core to how we drive
Responsible Growth. This includes our commitment to being an
inclusive workplace, attracting and developing exceptional talent,
supporting our teammates’ physical, emotional, and financial
wellness, recognizing and rewarding performance, and how we make an
impact in the communities we serve. Bank of America is committed to
an in-office culture with specific requirements for office-based
attendance and which allows for an appropriate level of flexibility
for our teammates and businesses based on role-specific
considerations. At Bank of America, you can build a successful
career with opportunities to learn, grow, and make an impact. Join
us! Job Description: The Credit Officer II role is a highly skilled
resource, providing expert level advisory guidance in the most
complex, integrated debt capital solutions for commercial banking
clients. Products include lines of credit, term loans, real estate
loans, and syndicated loans. The CO manages all of the ancillary
credit exposure to clients. The CO maintains knowledge of other
BofA products including Investment Banking and Treasury Management
that have credit exposure, and leverages product expertise to
deliver the best possible and optimally integrated strategic
solution for the client or prospect. This role reports to the
Commercial Credit Manager or Executive and will be aligned to an
Underwriting Team that supports the market. Responsibilities:
Collaborates with Client Management teams to perform analysis of
credit opportunities and prospects at the bank Manages client and
prospect originations including initial credit structuring,
underwriting, legal documentation review, and deal closing Delivers
on data accuracy and quality of underwriting metrics in compliance
with internal policies and procedures Monitors assigned portfolios
of client loan maturities and collaborates with Analysts to
continuously recognize and address risks in a timely manner
Escalates and debates deteriorating assets in partnership with the
Special Assets Group and Risk as appropriate Participates in
Regional and Market meetings to communicate credit delivery best
practices and results Skills: Collaboration Decision Making Loan
Structuring Underwriting Written Communications Analytical Thinking
Attention to Detail Credit Documentation Requirements Interpret
Relevant Laws, Rules, and Regulations Mentoring Issue Management
Negotiation Oral Communications Prioritization Risk Management
Required Qualifications: 10 years of solid Commercial Banking
experience Experience in financial analysis, structuring,
underwriting and portfolio management Analytical/technical skills,
including financial accounting, modeling and loan structuring
Strong communication skills; ability to communicate vertically,
horizontally, and externally Industry knowledge across multiple
sectors Minimum Education Requirement: BA/BS Degree Desired Shift:
1st shift (United States of America) Hours Per Week: 40 Pay
Transparency details US - CA - Los Angeles - 333 S HOPE ST - BANK
OF AMERICA PLAZA (CA9193) Pay and benefits information Pay range
$125,000.00 - $200,000.00 annualized salary, offers to be
determined based on experience, education and skill set.
Discretionary incentive eligible This role is eligible to
participate in the annual discretionary plan. Employees are
eligible for an annual discretionary award based on their overall
individual performance results and behaviors, the performance and
contributions of their line of business and/or group; and the
overall success of the Company. Benefits This role is currently
benefits eligible. We provide industry-leading benefits, access to
paid time off, resources and support to our employees so they can
make a genuine impact and contribute to the sustainable growth of
our business and the communities we serve.
Keywords: Bank of America, Carson , Credit Officer II, Accounting, Auditing , Los Angeles, California
